IRS Announces 2026 HSA and EBHRA Contribution Limits, HDHP Minimum Deductibles, and HDHP Out-of-Pocket Maximums

The IRS has released the 2026 cost-of-living adjusted limits for health savings accounts (HSAs), high-deductible health plans (HDHPs), and excepted benefit health reimbursement arrangements (EBHRAs). Here are the details:

  • HSA Contribution Limits. The 2026 annual HSA contribution limit is $4,400 for individuals with self-only HDHP coverage (up from $4,300 in 2025) and $8,750 for individuals with family HDHP coverage (up from $8,550 in 2025).
  • HDHP Minimum Deductibles. The 2026 minimum annual deductible is $1,700 for self-only HDHP coverage (up from $1,650 in 2025) and $3,400 for family HDHP coverage (up from $3,300 in 2025).

To dig deeper, visit the original article on the Thomson Reuters blog.